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2026 Guides

Quick Guide For Business Owners & HR

Section 125 Employer Quick Guide — 2026

How Section 125 cuts payroll tax, what qualifies pre-tax, savings by company size, compliance basics, and the six-step setup. For employers evaluating whether to add a cafeteria plan.

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Compliance Guide For HR Directors

MEC Compliance Guide — 2026

ALE determination, affordability safe harbors, Forms 1094-C and 1095-C, penalty amounts, and a step-by-step compliance checklist.

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PDF Guide For CFOs

The CFO's Guide to FICA Savings

How Section 125 reduces payroll taxes, with compliance considerations and savings projections by company size.

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Template For HR Directors & Brokers

Implementation Timeline Template

A week-by-week project plan for setting up a Section 125 plan, from vendor selection to first payroll deduction.

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PDF Guide For Brokers

Broker's Guide to Supplemental Benefits

Market overview, commission structures, and talking points for presenting supplemental coverage to employer clients.

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Video Library

Watch & Learn

Short explainer videos from Benefits Genius covering Section 125, FICA savings, FSAs, and how pre-tax benefits work.

Overview

Are Your Employees Paying Unnecessary Taxes?

Most employees are paying taxes they don't have to. Learn how pre-tax benefits change the equation.

Section 125

What Is Section 125?

A plain-English breakdown of what Section 125 cafeteria plans actually are.

Employers

Is Your Business Leaving Money on the Table?

Small businesses miss out on thousands in tax savings every year. Here's why.

Section 125

Lower Your Payroll Taxes Today with Section 125

Section 125 plans let employees pay for benefits with pre-tax dollars, saving both you and your team money.

How-To

How to Set Up Pre-Tax Deductions the Right Way

Setting up pre-tax deductions correctly is essential for compliance and maximizing savings.

FSA

2026 FSA Limit Update: What Employers Need to Know

The 2026 FSA contribution limits are here. Find out what changed and how it affects your benefits plan.

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